Yes, you should. Domestic insurance plans have coverage only within the country they were purchased in, and do not cover international travel. If you have domestic insurance but you also plan to travel to Europe, then you will have to get a Schengen visa insurance plan to cover you abroad.
Travel Insurance is mandatory for a Schengen Visa. In fact, it is compulsory that your insurance policy provides medical coverage of at least 30,000 euros on your trip. You can also get an affordable Travel Insurance from Schengen Visa Itinerary. Its services are cheap and genuine, and many people claim it has helped them a lot.
Travel health insurance protects you from financial losses as a result of medical emergencies while you are visiting Europe. If you have a valid insurance policy during your trip, then when you seek medical attention, the insurance company will take over the costs. There are two ways it usually works:
1. The hospital sends the bill directly to the insurance company. You do not need to pay anything upfront.
2. You pay the bill yourself, then make a claim with the insurance company to reimburse you. Make sure to save the bill you receive from the hospital.
If you are in an emergency situation, make sure to contact the assistance center as soon as you can so that they can help you or inform you on how to proceed.
How to Buy Schengen Visa Insurance Online?
Most insurance companies operate online, so you can simply purchase a travel insurance plan directly from their website. To purchase one,
1. Visit Schengen Visa Itinerary Website.
2. Select the service, which you want (Flight Itinerary, Hotel Reservation and Travel Insurance).
3. Make the payment. You can usually pay by a credit/debit card or through PayPal. The cost of the insurance plan depends on the information you provided (age, length of trip) as well as the plan you chose.
4. Download and print the Insurance Certificate. You need this to hand in to the Embassy when you apply for a visa. It will be in PDF format.
Flight Itinerary 